Anleihen mit Gewinnschuldverschreibung
Gibt es heute noch seriöse Geldanlagen und Investment mit 10% Rendite und mehr? Antwort: Wenn man die einzelnen Möglichkeiten des Finanzmarktes professionell kombiniert, dann ist das jederzeit möglich. Auch ohne erhöhtes Ausfallsrisiko. Mit nachhaltigen Zukunftsinvestitionen aus Deutschland. Unsere Top-Empfehlung: Kombinieren Sie eine festverzinsliche Anleihe eines deutschen Unternehmens (hier: ein Unternehmen nimmt insges. 6 Mio. € als Anleihe auf) mit der zusätzlichen, anteiligen Gewinnausschüttung von 25 % dieses Unternehmens an Sie.
Anleihen mit Gewinnschuldverschreibung
Gewinnbeteiligung auf Ihre Einlage*
Durchschnittliche jährliche Gesamtverzinsung durch Festzins und Unternehmensgewinn 2021 **
Ihr Geld hat mehr verdient!
Sie sind auf der Suche nach einer guten Geldanlage? Sie wollen gute Zinsen für Ihr Geld und das bei einer für Sie passenden Laufzeit und bestmöglicher Sicherheit?
Dann werden Sie auf deutschekapitalanlage.de sicherlich die richtige Geldanlage finden. Informieren Sie sich über die Geldanlagemöglichkeiten 2020.
Bestimmt werden Sie auch neue und interessante Kapitalanlagen entdecken und in Ihrer Anlagestrategie berücksichtigen.
Wenn Sie Ihren Vermögensaufbau planen ist sicherlich auch der für Ihre Spar-Ziele passende Sparplan dabei.
Es gibt sie: Geld- und Festzinsanlagen mit hohen Sicherheiten UND einer guten Verzinsung!
Beachten Sie bei Ihren Investitionen besonders auf die Kombination einzelner Erfolgsbausteine. Mit dieser Strategie sind die größten Vermögen entstanden und bestehen auch heute noch. Berechnen Sie mit dem Zins-Rechner, wie sich Ihre Geldanlage vermehrt.
So profitieren Sie mit den top Geldanlagen von der Macht des Zinseszins-Effektes.
Wussten Sie, dass sich bei einem Zins von 8% und einer Anlagedauer von 10 Jahren Ihr Kapital mehr als verdoppelt? Nach zehn Jahren werden aus einer Anlagesumme von zum Beispiel 10.000 Euro stattliche 21.589 Euro. Dies entspricht einem Vermögenszuwachs von über 115%.
garantierter Festzins p.a.
Disclaimer: Die im Ertragsrechner genannten Zahlen sind Beispieldaten, die auf dem garantierten Festzins basieren und durch Annahmen zum Ertrag und Annahmen zur gezeichneten Gesamtsumme (75%) ergänzt werden. Diese Annahmen sind in die Zukunft gerichtete Ereignisprognosen, die von den tatsächlich erreichten Zahlen abweichen können. Nach oben oder nach unten. Daher verlassen Sie sich bitte auf den Festzins und nehmen Sie den erwarteten Gewinnanteil nur als erfreuliche Zusatzrendite in Ihre Überlegungen auf.
* Ihr Anteil am Unternehmensgewinn in 2021 in Bezug auf Ihre Einlage
** durchschnittliche Jahres-Gesamtrendite auf Basis von Festzins und geplantem Unternehmensgewinn
SIE HABEN NOCH FRAGEN!?
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Impressum, Datenschutz & AGB
The information provided on this website is for information purposes only. The website and its content are not, and should not be deemed to be an offer of, or invitation to engage in any investment activity. The website should not be construed as advice, or a personal recommendation by us or any of our partners. We are not authorised and regulated by the Financial Conduct Authority (FCA). The content of this promotion is not authorised under any Financial Services and Markets Act. Reliance on the promotion for the purpose of engaging in any investment activity may expose an individual to a significant risk of losing all of the investment. Residents of countries where such regulations apply and who are wishing to participate in this promotion must fall into the category of sophisticated investor or high net worth individual as outlined by the national Financial Conduct Authority.
Our Terms and Conditions
These terms and conditions are divided into the following parts:
(A) a disclaimer of liability;
(B) terms and conditions governing the use of this website;
(C) a licence for our free legal documents; and
(D) general and interpretive provisions.
By using our website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website. If you register with our website or buy any product or service from our website, we will ask you to expressly agree to these terms and conditions.
(A) General disclaimer
(1) Legal information
Much of the legal information on this website consists of summaries of complex legal issues. Legal and factual details and nuances are inevitably omitted from such summaries. Particular circumstances often radically affect the law that applies, and the way that the law applies.
You should therefore never apply the legal information to your own situation without conducting additional research or engaging a lawyer. Nor should you assume that all of the relevant legal material is included on our website.
The law changes constantly, and legal information is always liable to become out-of-date.
Most of the legal information on this website relates to the laws of the European Union law. However, this is not always the case. Do not assume that any particular item of legal information relates to any particular jurisdiction.
For all of these reasons, you must not rely upon any information on this website, and we recommend that you take professional legal advice before embarking upon any course of action (or omitting to take any action) that has or may have legal implications.
(2) Exclusion of warranties, representations and guarantees
We do not warrant, represent or guarantee:
the accuracy of the information published on this website;
the completeness of the information published on this website;
that the information published on this website is up-to-date;
or the information on the website can be applied to achieve any particular result.
To the maximum extent permitted by applicable law we exclude all representations, warranties and guarantees relating to this website and the use of this website (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).
(3) Limitations and exclusions of liability
Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from negligence; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; (c) limit any of our or your liabilities in any way that is not permitted under applicable law; or (d) exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and exclusions of liability set out in this Section and elsewhere in these terms and conditions: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the terms and conditions or in relation to the subject matter of the terms and conditions, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.
To the extent that the website and the information and services on the website are provided free-of-charge, we will not be liable for any loss or damage of any nature.
- We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.
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You accept that we have an interest in limiting the personal liability of our LLC’s members and employees. Having regard to that interest, you accept that we are a limited liability entity and agree that you will not bring any claim personally against individual members or employees in respect of any losses you suffer in connection with the website or these terms and conditions. This will not, of course, limit or exclude the liability of the LLC itself for the acts and omissions of our members and employees.
(4) Third party content
You acknowledge that some of the information published on this website can be submitted or provided by users, law firm partners and other third parties, and that we do not usually review, approve or take editorial responsibility such information.
You agree to the publication of comments, reviews and/or feedback relating to you, by others, on our website. You acknowledge that such comments, reviews and/or feedback may be critical or defamatory or otherwise unlawful; and you agree that you will not hold us liable in respect of any such comments, reviews and/or feedback, irrespective of whether we are aware or ought to he been aware of such comments, reviews and/or feedback.
(5) Website availability
From time to time the website or features of the website will be unavailable. Such unavailability may be the result of defects in the website software, scheduled or emergency maintenance procedures, or failures of third party service providers.
We do not commit to ensuring that the website will be available at any particular time.
Furthermore, we do not commit to ensure that the website will continue to be published in the future.
(6) Interactive features
Our website includes interactive features that allow users to communicate with us and our partner firms. You acknowledge that, because of the limited nature of such communication, any legal assistance you may receive using any such facility is likely to be incomplete and may be misleading. Any legal assistance or advice you may receive using any such facility does not constitute legal or financial advice and accordingly should not be relied upon. No client relationship shall be created through the use of our website.
(7) Our partners
In addition to protecting TTIP Limited and its members and employees, the limitations of liability in these terms and conditions shall protect the following persons in respect of any claims made by any TTIP Limited customer or any user of this website: (a) any TTIP Limited partner; (b) any supplier of any legal document or documents made available on our website; (c) any supplier of other content made available on our website; and (d) any officer, employee, partner or member of any person referred to in sub-paragraphs (a) to (c). For the avoidance of doubt, this Section 7 shall not affect the terms of any legal relationship expressly agreed and entered into between a website user and firm.
(B) Terms and conditions of use
(8) Licence to use website
Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. Subject to the licence below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions of use. You must not: (a) republish material from this website (including republication on another website); (b) sell, rent or sub-license material from the website; (c) show any material from the website in public; (d) reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose; (e) edit or otherwise modify any material on the website; or (f) redistribute material from this website, except for content specifically and expressly made available for redistribution (such as our newsletter).
Where content is specifically made available for redistribution, it may only be redistributed within your organisation.
You may access our RSS feed (if available) by following the instruction on our website. By accessing the our RSS feed you accept these terms and conditions. Subject to your acceptance of these terms and conditions, and notwithstanding the restrictions set out above, we grant to you a non-exclusive non-transferable non-sub-licensable licence to display our RSS feed in unmodified form on any non-commercial website owned and operated by you. It is a condition of this licence that you include a credit for us and hyperlink to our website on each web page where the RSS feed is published (in such form as we may specify from time to time, or if we do not specify any particular form, in a reasonable form). We may revoke this licence at any time, by giving your written notice of revocation.
This Section 8 does not apply to the use our free and premium legal templates. Licences to use the templates are set out below.
(9) Acceptable use
You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent. You must not use our website to transmit or send unsolicited commercial communication. You must not use our website for any purposes related to marketing without our express written consent.
(10) Restricted access
Access to certain areas of our website is restricted. We reserve the right to restrict access to other areas of our website, or indeed our whole website, at our discretion. If we provide you with or you generate a password to enable you to access restricted areas of our website or other content or services, you must ensure that that password is kept confidential. You must notify us in writing immediately if you become aware of any unauthorised use of your account or password. You are responsible for any activity on our website arising out of any failure to keep your password confidential, and may be held liable for any losses arising out of such a failure. You must not use any other person’s user ID and password to access our website. We may disable your account on the website in our sole discretion without notice or explanation.
(11) User content
In these terms and conditions of use, “your content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to our website, for whatever purpose.
You grant to us a worldwide, irrevocable, non-exclusive, royalty-free licence to use, reproduce, adapt, publish, translate and distribute your content in any existing or future media. You also grant to us the right to sub-license these rights, and the right to bring an action for infringement of these rights. You warrant and represent that your content will comply with these terms and conditions. Your content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or us or a third party (in each case under any applicable law).
Your content (and its publication on our website) must not: (a) be libellous or maliciously false; (b) be obscene or indecent; (c) infringe any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right; (d) infringe any right of confidence, right of privacy, or right under data protection legislation; (e) constitute negligent advice or contain any negligent statement; (f) constitute an incitement to commit a crime; (g) be in contempt of any court, or in breach of any court order; (h) be in breach of racial or religious hatred or discrimination legislation; (i) be blasphemous; (j) be in breach of official secrets legislation; (k) be in breach of any contractual obligation owed to any person; (l) depict violence in an explicit, graphic or gratuitous manner; (m) be pornographic or sexually explicit; (n) be untrue, false, inaccurate or misleading; (o) consist of or contain any instructions, advice or other information which may be acted upon and could, if acted upon, cause illness, injury or death, or any other loss or damage; (p) constitute spam; (q) be offensive, deceptive, threatening, abusive, harassing, or menacing, hateful, discriminatory or inflammatory; or (r) cause annoyance, inconvenience or needless anxiety to any person.
Your content must be appropriate, civil, tasteful and accord with generally accepted standards of etiquette and behaviour on the internet. You must not use our website to link to any website or web page consisting of or containing material that would, were it posted on our website, breach the provisions of these terms and conditions.
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
We reserve the right to edit or remove any material submitted to our website, or stored on our servers, or hosted or published upon our website.
Notwithstanding our rights under these terms and conditions in relation to user content, we do not undertake to monitor the submission of such content to, or the publication of such content on, our website.
If you become aware of any content on the website that breaches these terms and conditions, please notify us immediately by email or using our website contact form.
(12) Third party websites
Our website includes hyperlinks to other websites owned and operated by third parties. These links are not recommendations. We have no control over the contents of third party websites, and we accept no responsibility for them or for any loss or damage that may arise from your use of them.
(C) Free document licence
(13) Intellectual property rights
We own the intellectual property rights in the free legal templates available on this website. Subject to the licence below, all our intellectual property rights are reserved.
(14) Licence to use free templates
You may view, download, print, copy, adapt, and amend the templates, and you may publish amended versions of the templates as website legal notices, subject to the restrictions below.
You must include a credit for TTIP Ltd. on all templates and derivatives thereof (in the form specified on the relevant template). In addition, you must include a visible hyperlink to TTIP Limited on any website where a derivative is published. Subject to this, you are free to determine: (i) the context and link text for the hyperlink; and (ii) the page on ttip.limited to which the hyperlink points.
You must not republish any template in unamended form, or publish derivatives of a template including any footnotes or square brackets appearing in the templates. You have no rights to sell or distribute the templates or derivatives thereof or to license to others any rights in the templates or derivatives.
You acknowledge that we do not provide any legal advice to you relating to the templates, and consequently that it would be unreasonable to hold us liable in respect of your use of the templates. We do not warrant the templates comprehensiveness or accuracy; nor do we not commit to ensuring that the templates remain available or that they are kept up-to-date. The disclaimers of liability set out in Part A of these terms and conditions apply in full in relation to our free templates.
(D) General and interpretative provisions
You hereby indemnify us and undertake to keep us indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
(16) Breaches of these terms and conditions
Without prejudice to our other rights, if you breach these terms and conditions of use in any way, or if we reasonably suspect that you have breached these terms and conditions of use in any way, we may: (a) send you one or more formal warnings; (b) temporarily suspend your access to the website; (c) permanently prohibit you from accessing the website; (d) block computers using your IP address from accessing the website; (e) contact your internet services provider and request that they block your access to the website; (f) bring court proceedings against you for breach of contract or otherwise; (g) suspend and/or delete your account with the website; and/or (h) delete and/or edit any or all of your content.
Where we suspend or prohibit or block your access to our website or a part of our website, you must not take any action to circumvent such suspension or prohibition or blocking (including without limitation creating and/or using a different account).
(17) Trade marks
TTIP LIMITED and our logo are trade marks belonging to us. We give no permission for the use of these trade marks, and such use may constitute an infringement of our rights. The other registered and unregistered trade marks or service marks on our website are the property of their respective owners. Unless stated otherwise, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any licence to exercise such rights.
From time to time we may run competitions, free prize draws and/or other promotions on our website. These will be subject to separate terms and conditions (that we will make available to you as appropriate).
We may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of our website from the date of the publication of the revised terms and conditions on our website.
You hereby agree that we may transfer, sub-contract or otherwise deal with any or all of our rights and/or obligations under these terms and conditions. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions without obtaining our prior written consent.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
(22) Exclusion of third party rights
The disclaimers, limitations of liability and exclusions of liability set out in Part A and Section 14 of these terms and conditions protect the following persons as they protect TTIP Limited: any other third party supplying legal templates for distribution through this website.
Subject to the preceding paragraph, these terms and conditions are for the benefit of you and us, and are not intended to benefit any third party or be enforceable by any third party. The exercise of our and your rights in relation to these terms and conditions is not subject to the consent of any third party.
(25) Entire agreement
(26) Law and jurisdiction
These terms and conditions will be governed by and construed in accordance with Cypriot law, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Cyprus.
TTIP Limited (referred to as ‘we’, ‘us’, ‘our’, ‘TTIP’) is committed to protecting your privacy and handling your data in an open and transparent manner. The personal data that we collect, and process depends on the product or service requested and agreed in each case.
This privacy statement:
provides an overview of how the TTIP collects and processes your personal data and tells you about your rights under the local data protection law and the EU General Data Protection Regulation (‘GDPR’),
is directed to natural persons who are either current or potential customers of TTIP, or have provided or may potentially provide guarantees, indemnities or other securities to TTIP, or are authorised representatives/agents or beneficial owners of legal entities or of natural persons which/who are current or potential customers of TTIP or which/who have provided or may potentially provide guarantees, indemnities or other securities to TTIP,
– is directed to natural persons who now have or who had a business relationship with TTIP in the past,
– is directed to any other natural persons whose personal data has or may in the future be lawfully obtained by TTIP in the normal course of its business,
– contains information about when we share your personal data with other members of TTIP and other third parties (for example, our service providers or suppliers).
In this privacy statement, your data is sometimes called “personal data” or “personal information”. We may also sometimes collectively refer to handling, collecting, protecting and storing your personal data or any such action as “processing” such personal data.
For the purposes of this statement, personal data shall mean any information relating to you which identifies or may identify you and which includes, for example, your name, address, identification number.
1. Who we are
TTIP Limited is an organisation registered in Cyprus under registration number HE 356285 as a limited liability company having its registered office and head offices at 1 Avlonos Street, 1075 Nicosia.
If you have any questions or want more details about how we use your personal information, you can contact our Data Protection Officer email: email@example.com.
2. Other entities of the TTIP
TTIP owns other companies. Each entity of the TTIP owned firms have their own separate privacy statement. Such entities maintain their own websites that may be linked to our website. If you are interested in learning about how such entities process your personal data, please refer to their corresponding privacy statements which may be found on their particular websites.
3. What personal data we process and where we collect it from
We collect and process different types of personal data which we receive from data subjects in person or via their representative or via our alternative channels of communication or our websites, in the context of our business relationship.
We may also collect and process personal data which we lawfully obtain not only from you but from other entities within the TTIP owned firms, or other third parties e.g. information collection and providing agencies, public authorities, companies that introduce you to us, companies that process payments or comapnies which hire out personal to or act as agencies, information brokers and others.
We may also collect and process personal data from publicly available sources which we lawfully obtain and we are permitted to process.
If you are a prospective customer, or a non-customer counterparty in a transaction of a customer (e.g. account or payment authorization. marketing organisations and over-the-counter transactions) or prospective security provider or an authorised representative/agent or beneficial owner of a legal entity or of a natural person which/who is a prospective customer or a prospective security provider, the relevant personal data which we collect may include:
Name, address, contact details (telephone, email), identification data, EU basic payment or custodian account identification, birth date, place of birth (city and country), marital status, employed/self-employed, if you hold/held a prominent public function (for PEPs), FATCA / CRS info, authentication data [e.g. signature].
When we agree to provide products and services to you or another person (for example, a legal entity for which you are the authorized representative / agent or beneficial owner) then additional personal data may be collected and processed which may include:
In the context of providing financial investment information:
Current income and expenses, employment history, property ownership and personal debts, number of dependent children, personal investments and investment income, life insurances (life insurance companies, policy numbers, current surrender values, banking relationship details, tax residence and tax ID, credit reference agency data, residence or work permit in case of non-EU nationals, own and/or third party security [e.g. if an existing personal guarantor], employment position [e.g. as per corporate certificates of directors/shareholders].
Personal data relative to the order data [e.g. purchase, subscription and share, bod or securities transfer orders] and personal data arising from the performance of our contractual obligations.
Specific information which we may request includes: knowledge and experience with shares, funds and interest rate/currency products, investment strategy and scope, personal investment portfolio, personal objectives.
In the context of maintaining an archive for historical, statistical and research purposes:
Once the relevant business relationship with TTIP has ended and the period for which TTIP may maintain your personal information has lapsed (see par. 11 below), TTIP may proceed with the anynomisation of such personal data for the purposes of maintaining an archive of anynomised data for historical, statistical and research purposes.
4. Whether you have an obligation to provide us with your personal data
In order to be in a position to proceed with a business relationship with you or another person (for example, a legal entity for which you are the authorized representative / agent or beneficial owner), you must provide your personal data to us which are necessary for the required commencement and execution of a business relationship and the performance of our contractual obligations. We are furthermore obligated to collect such personal data given the provisions of the money laundering law which require that we verify your identity before we enter into a contract or a business relationship with you or another person. Depending on the circumstances, you might have to provide us with your identity card/passport, your full name, place of birth (city and country), and your residential address so that we may comply with our statutory obligation as mentioned above.
Kindly note that if you do not provide us with the required data, then we will not be allowed to commence or continue our business relationship with you or another relevant person.
5. Why we process your personal data and on what legal basis
As mentioned earlier we are committed to protecting your privacy and handling your data in an open and transparent manner and as such we process your personal data in accordance with the EU data protection law and the local data protection law for one or more of the following reasons:
A. For the performance of a contract
We process personal data in order to perform transactions and financial services based on contracts within our legal capabilities as non-licensed firm with our customers or others but also to be able to complete our acceptance procedure so as to enter into a contract with prospective customers or others.
The purpose of processing personal data depends on the requirements for each product or service and the contract terms and conditions provide more details of the relevant purposes.
B. For compliance with a legal obligation
There are a number of legal obligations emanating from the relevant laws to which we are subject as well as statutory requirements. There are also various authorities whose laws and regulations we are subject to. Such obligations and requirements impose on us necessary personal data processing activities for identity verification, compliance with court orders, tax law or other reporting obligations and anti-money laundering controls.
C. For the purposes of safeguarding legitimate interests
We process personal data so as to safeguard the legitimate interests pursued by us or by a third party. A legitimate interest is when we have a business or commercial reason to use your information. But even then, it must not unfairly go against what is right and best for you.
6. Who receives your personal data
In the course of the performance of our contractual and statutory obligations your personal data may be provided to various departments within TTIP but also to other companies owned, controlled by or otherwise contractually connected to or with TTIP. Various service providers and suppliers may also receive your personal data so that we may perform our obligations and provide our services. Such service providers and suppliers enter into contractual agreements with TTIP by which they observe confidentiality and data protection according to the data protection law.
It must be noted that we may disclose data about you for any of the reasons set out hereinabove, or if we are legally required to do so, or if we are authorized under our contractual and statutory obligations or if you have given your consent. All data processors appointed by us to process personal data on our behalf are bound by contract to comply with the relevant legal provisions.
7. Transfer of your personal data to a third country or to an international organisation
Your personal data may be transferred to third countries [i.e. countries outside of the European Economic Area] in such cases or if this data transfer is required by law [e.g. reporting obligation under Tax law] or you have given us your consent to do so. Processors in third countries are obligated to comply with the European data protection standards and to provide appropriate safeguards in relation to the transfer of your data in accordance with the respective legal requirements.
8. How we treat your personal data for marketing activities and whether profiling is used for such activities
We may process your personal data to tell you about products, services and offers that may be of interest to you or your business.
The personal data that we process for this purpose consists of information you provide to us and data we collect and/or infer when you use our services, such as information on your transactions. We study all such information to form a view on what we think you may need or what may interest you. In some cases, profiling is used, i.e. we process your data automatically with the aim of evaluating certain personal aspects in order to provide you with targeted marketing information on products. An example of such a case is when TTIP identifies and assesses customers’ financial and customer behavior in respect to his potential benefits.
We can only use your personal data to promote our products and services to you if we have your explicit consent to do so or, in certain cases, if we consider that it is in our legitimate interest to do so.
You have the right to object at any time to the processing of your personal data for marketing purposes, which includes profiling, by contacting at any time TTIP either in person or in writing.
11. How long we keep your personal information for
We will keep your personal data for as long as we have a business relationship with you or another person (for example, a legal entity for which you are the authorized representative / agent or beneficial owner) in relation to which we have obtained your personal data.
Once our business relationship with you or that other relevant person has ended, we may keep your data for up to ten (10) years in accordance with the directive of the Data Protection Commissioner (http://www.dataprotection.gov.cy).
We may keep your data for longer than 10 years if we cannot delete it for legal, regulatory or technical reasons.
For prospective business relationships with you or another person in relation to which we may obtain your personal data we shall keep your personal data for 6 months from the date of notification of the rejection of your or that other person’s application for banking services and/or facilities or from the date of withdrawal of such application, as per Data Protection Commissioner directive (http://www.dataprotection.gov.cy).
12. Your data protection rights
You have the following rights in terms of your personal data we hold about you:
Receive access to your personal data. This enables you to e.g. receive a copy of the personal data we hold about you and to check that we are lawfully processing it. In order to receive such a copy you can complete our web form through TTIP´s website.
Request correction [rectification] of the personal data we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected.
Request erasure of your personal information. This enables you to ask us to erase your personal data [known as the ‘right to be forgotten’] where there is no good reason for us to continue to process it.
Object to processing of your personal data where we are relying on a legitimate interest and there is something about your particular situation which makes you want to object to processing on this ground. If you lodge an objection, we will no longer process your personal data unless we can demonstrate compelling legitimate grounds for the processing which override your interests, rights and freedoms.
You also have the right to object where we are processing your personal data, for direct marketing purposes. This also includes profiling in as much as it is related to direct marketing.
If you object to processing for direct marketing purposes, then we shall stop the processing of your personal data for such purposes.
Request the restriction of processing of your personal data. This enables you to ask us to restrict the processing of your personal data, i.e. use it only for certain things, if:
– it is not accurate,
– it has been used unlawfully but you do not wish for us to delete it,
– it is not relevant any more, but you want us to keep it for use in possible legal claims,
– you have already asked us to stop using your personal data, but you are waiting us to confirm if we have legitimate grounds to use your data.
Request to receive a copy of the personal data concerning you in a format that is structured and commonly used and transmit such data to other organisations. You also have the right to have your personal data transmitted directly by ourselves to other organisations you will name [known as the right to data portability].
Withdraw the consent that you gave us with regard to the processing of your personal data at any time. Note that any withdrawal of consent shall not affect the lawfulness of processing based on consent before it was withdrawn or revoked by you.
To exercise any of your rights, or if you have any other questions about our use of your personal data, please contact TTIP, or send a message to TTIP or complete the web form through the TTIP´s website (www.ttip.limited)
You can also contact our Data Protection Officer at firstname.lastname@example.org.
We endeavour to address all of your requests promptly.
Right to lodge a complaint
If you have exercised any or all of your data protection rights and still feel that your concerns about how we use your personal data have not been adequately addressed by us, you have the right to complain by completing our on line contact form. You also have the right to complain to the Office of the Commissioner for Personal Data Protection. Find out on their website how to submit a complaint (http://www.dataprotection.gov.cy).
13. Frequently asked questions
To help you understand the basic principles of data privacy law and address some of the common questions that arise with regard to the protection of your personal data, please refer to the Frequently Asked Questions (if available and applicable)
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